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书名:洛神|作者:笑无语|本书类别:古言|更新时间:11:31:17|字数:3896字

A |       讯 8月20日,上海市住建委、市房管局、市财政局等六部门联合出台《关于优化本市房地产政策措施的通知》(简称《通知》),推出8项举措,涉及公积金、个人住房贷款、以旧换新、房票安置、二手房收购等方面。    Drones zip across city blocks, delivering meals to doorsteps. On factory floors, humanoid robots are put to the test. Streets buzz with electric vehicles, and artificial intelligence (AI) is woven ever deeper into manufacturing, healthcare and urban services.        When China hosts the 33rd APEC Economic Leaders' Meeting in Shenzhen this November, delegates will gather in a city that has become one of the country's leading centers for emerging industries. It will be China's third time hosting the event, following Shanghai in 2001 and Beijing in 2014.    Adjacent to Hong Kong, Shenzhen in Guangdong Province was one of China's first special economic zones and has evolved over the past four decades into a global hub for innovation and advanced manufacturing. It is home to tech heavyweights such as Huawei, Tencent, BYD, DJI, and UBTECH, along with a vibrant community of startups spanning sectors from AI to new energy.    In the first half of 2026, the city's trade with other APEC economies rose 33 percent to 1.98 trillion yuan (about 291.6 billion U.S. dollars), accounting for 68.8 percent of its total foreign trade. Today, Shenzhen offers a window into China's new growth drivers and their potential to create new opportunities across the Asia-Pacific region.    LOW-ALTITUDE ECONOMY    Official data show that around 70 percent of China's consumer drones and half of its industrial drones are produced in Shenzhen, home to leading manufacturers including DJI.    Shenzhen is also a testing ground for commercial drone applications, from logistics and emergency response to power-grid inspection.    Food-delivery giant Meituan opened its first drone-delivery route to customers in Shenzhen years ago. By the end of June 2026, its drones were delivering orders from over 1,500 merchants, including KFC, McDonald's and Chinese tea chain Chagee.    To support the industry's growth, Shenzhen has built more than 1,200 low-altitude takeoff and landing facilities and opened 310 logistics routes. Cargo drones completed more than 1 million flights in 2025, up 29 percent from a year earlier.    Shenzhen has also led the way in regulation. In 2019, it became the first city in China to introduce local legislation specifically for the management of civilian light and micro drones.    NEW ENERGY VEHICLES    Shenzhen has emerged as one of China's leading hubs for new energy vehicles (NEVs), backed by strong innovation capabilities and one of the country's most complete industrial ecosystems spanning lithium battery materials, energy storage integration and end-use applications.    One of the best-known companies benefiting from this ecosystem is BYD, headquartered in Shenzhen. The automaker sold around 2.26 million electric vehicles (EVs) in 2025, surpassing Tesla in global EV sales last year. Its NEVs are now available in 119 countries and regions.    The city is also home to more than 1,400 intelligent-driving companies.    Shenzhen is investing heavily in charging infrastructure. In 2023, it launched a drive to become a "city of superchargers," and by 2024, supercharging facilities outnumbered conventional petrol stations. So far, it has built more than 1,200 ultra-fast charging stations with charging power of 480 kilowatts or above.    ROBOTS AND AI    Last year, a robot 6S store, claimed to be the world's first of its kind, opened in Shenzhen and quickly became a local sensation.    Shenzhen has fostered a new generation of robotics companies, including UBTECH, Honor and Leju Robot. By the end of 2025, the city was home to 34 listed robotics companies and nine unicorns.    The sector expanded rapidly last year. Humanoid robot production surged 83.1 percent year on year to 343,400 units, while the total robotics industrial output value in the city exceeded 240 billion yuan, up over 20 percent year on year.    Shenzhen has more than 2,600 major AI companies, with an industry spanning AI chips, algorithm frameworks and foundation models as well as software and hardware applications.    AI-enabled smartphones, translation earbuds, smart glasses and smart toys made in Shenzhen are increasingly reaching both domestic and overseas markets.                    。  《通知》提出,明确,调整后,上海首套房商贷最低首付款比例统一为不低于15%;二套房商贷延续区域差异化,外环内最低首付款比例为不低于25%,外环外为不低于15%。新政自8月21日起实施。  《通知》中,公积金优化措施有3条,数量居各类政策之首。就在前天,国家新版《住房公积金管理条例》刚刚发布,仅48小时,上海就出台“沪八条”,率先在省级直辖市层面推出多项公积金配套优化举措,对接国家公积金改革方向。

B | 此前购买新建期房才能提取公积金作为首付,现在,买现房也可以这样操作,切实降低了购房者的首付成本。另外,公积金提取频次与额度放宽。由原先“五年内仅可提取一次”调整为“每个自然年可提取一次”,便于购房者更灵活使用公积金支付购房款,减轻资金压力。公积金的使用用途也有所拓宽。

C | 缴存人可提取公积金支付契税、购买车位等。  住房公积金政策的优化降低了门槛、拓宽了用途,有效释放了多样化的住房需求。此次调整覆盖面广、精准度高,不仅有助于缓解购房初期的多重资金压力,也体现了公积金支持贯穿住房消费全周期的政策导向,对释放多样化、合理的住房需求具有积极作用。  《通知》还有一个特点,就是“以旧换新”可享阶段性补贴。从8月21日起到明年3月31日,如果居民家庭在外环外购买新建商品住房,并完成合同网签备案,且在网签备案日前后1年内,出售上海二手住房的,可申请最高5万元的补贴。补贴总金额2亿元,用完即止。同时,此前“沪九条”出台的“以旧换新”补贴政策可叠加享受,两个政策加起来,最高补贴金额达8万元。  《通知》还加大了房票实施力度,在征收拆迁补偿安置中增加房票安置方式,满足居民多元化安置需求。

D | 自2024年下半年试点以来,上海至今已累计发放房票1700多张。同时,上海还加快推进收购二手住房,用作保障性租赁住房。此前,浦东、徐汇、静安等区已先行试点,累计完成房源收购523套。版权申明:凡注有“”或电头为“”的稿件,均为独家版权所有,未经许可不得转载或镜像;授权转载必须注明来源为“”,并保留“”的电头。    。

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